True Story: My mother was diagnosed with Covid-19 so bad that her oxygen level was literally 58%. We took her by ambulance to the hospital. She was in Intensive Care for 2-1/2 weeks and hospitalized for another 2-1/2. While she was there, we had to take in her mail, water her plants, make sure the pool was at the correct level because it was summer and she had a slow leak, pay her bills - basically handle all of her affairs. Before her hospital release my siblings and I realized that she is going to need a nurse because she was so weak she couldn’t be left alone. All of us work, have children, pets and homes of our own to maintain. But we knew we couldn’t leave her alone. Trying to find a nurse at that time was impossible! Bear in mind that all four siblings are self employed - there is no family leave, vacation days or sick pay here. If we’re not on the job, the business doesn’t run, period! What did we do? As if by some miracle - we found out that my mother had a Benefit Plan that covered all of this. Because of that we were able to hire a Private Nurse and take turns cooking her healthy meals and spending time with her (after work). It was because of this incident and her policy that I literally got my license so that I could advocate for these products. Having the right protection plan in place for the unexpected can make all the difference. Topics to be discussed: Accident/Sickness/Disability/Critical Illness/Cancer and Life Insurance Policies. 

Registration required and open throughout the session.  

This seminar, designed specifically for Niagara Wheatfield School District employees, will help participants understand the key components of their 403(b)-retirement plan and how it fits alongside Social Security and pensions. Whether you're years away from retirement or approaching it, this seminar will provide the tools to make informed decisions about your retirement planning

This hour-long seminar is geared towards those within 10 years of retirement.  We will discuss 10 important topics that everyone should discuss with their families prior to retirement.  The goal of our session is to make sure everyone leaves with one actionable step that gets them closer to their ideal retirement.  

*Registration is required

Curious about what it takes to publish and sell your own book? Preethi’s class is ideal for the retired Senior, the busy working professional wanting to become a published author, working professionals wanting to publish a book to boost their resume, the stay at home parent wanting to publish a children’s book, and for the curious individual wondering if they have what it takes to become a published author. Yes you can. The instructor, Preethi Fernando, has published 15 books. (This is not a writing class.)  At the end of this course student will...)*Different ways to get your book published; hard copy, Kindle, and more Tricks to self publishing How to market and sell your book

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.