True Story: My mother was diagnosed with Covid-19 so bad that her oxygen level was literally 58%. We took her by ambulance to the hospital. She was in Intensive Care for 2-1/2 weeks and hospitalized for another 2-1/2. While she was there, we had to take in her mail, water her plants, make sure the pool was at the correct level because it was summer and she had a slow leak, pay her bills - basically handle all of her affairs. Before her hospital release my siblings and I realized that she is going to need a nurse because she was so weak she couldn’t be left alone. All of us work, have children, pets and homes of our own to maintain. But we knew we couldn’t leave her alone. Trying to find a nurse at that time was impossible! Bear in mind that all four siblings are self employed - there is no family leave, vacation days or sick pay here. If we’re not on the job, the business doesn’t run, period! What did we do? As if by some miracle - we found out that my mother had a Benefit Plan that covered all of this. Because of that we were able to hire a Private Nurse and take turns cooking her healthy meals and spending time with her (after work). It was because of this incident and her policy that I literally got my license so that I could advocate for these products. Having the right protection plan in place for the unexpected can make all the difference. Topics to be discussed: Accident/Sickness/Disability/Critical Illness/Cancer and Life Insurance Policies

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.  

This course will inform students about Medicare/Medicaid and help them to navigate the different carriers based on their needs.  Since Medicare/Medicaid can be difficult to understand, the course will go through the entire enrollment process including when it should take place to avoid penalties.  At the end of the course participants will be prepared to engage in the Medicare/Medicaid process, if qualified.