True Story: My mother was diagnosed with Covid-19 so bad that her oxygen level was literally 58%. We took her by ambulance to the hospital. She was in Intensive Care for 2-1/2 weeks and hospitalized for another 2-1/2. While she was there, we had to take in her mail, water her plants, make sure the pool was at the correct level because it was summer and she had a slow leak, pay her bills - basically handle all of her affairs. Before her hospital release my siblings and I realized that she is going to need a nurse because she was so weak she couldn’t be left alone. All of us work, have children, pets and homes of our own to maintain. But we knew we couldn’t leave her alone. Trying to find a nurse at that time was impossible! Bear in mind that all four siblings are self employed - there is no family leave, vacation days or sick pay here. If we’re not on the job, the business doesn’t run, period! What did we do? As if by some miracle - we found out that my mother had a Benefit Plan that covered all of this. Because of that we were able to hire a Private Nurse and take turns cooking her healthy meals and spending time with her (after work). It was because of this incident and her policy that I literally got my license so that I could advocate for these products. Having the right protection plan in place for the unexpected can make all the difference. Topics to be discussed: Accident/Sickness/Disability/Critical Illness/Cancer and Life Insurance Policies. 

Registration required and open throughout the Fall 2025 session.  

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.  

Les Robinson, CLTC, CRPC Author of Protecting Your Money from Medicaid and Nursing Homes Nationally Recognized Resource Expert Many individuals assume their estate and retirement strategies will fully support their future. Yet evolving healthcare needs and Medicaid considerations can reveal critical gaps, placing your income, assets, and long-term security at risk. This informative seminar brings clarity to these complex challenges and equips you with strategies to strengthen and preserve what matters most. Through real-world case insights, you’ll discover why effective planning requires more than good intentions, it demands structure, coordination, and real-world alignment. What You’ll Gain • Income Stability: Build a reliable strategy to support your retirement lifestyle • Home & Asset Preservation: Strengthen protection for your home and accumulated wealth • Healthcare Readiness: Navigate Medicaid and long-term care considerations with confidence • Legacy Assurance: Align your plan to reflect your values and ensure your wishes are carried out Take the next step toward a more secure and confident financial future. Join us for this valuable session and gain the clarity needed to ensure your plan performs exactly as intended. 

Being calm during a conversation with an angry customer and knowing how to turn the conversation around in your favor takes emotional intelligence. A hand written thank you card can refresh a staff or customer’s spirit and lead to increases traffic for your business. Word choice matters. “What’s wrong with you? versus “What’s troubling you?” can send two different signals to a staff member who has a meltdown at work. People skills are everything, especially in the hospitality, healthcare, and in any small business. This class is a must for anyone running a small business. Preethi Fernando is the author of “Emotional Intelligence in Business and Marketing.” Visit preethifernando.com

Watch video: https://youtu.be/zQYAVpuAfS4

Families face many difficulties during the college admissions process. Many of those hurdles are related to money and the question “can I afford it?” Don’t let money block your son or your daughter from attending their dream school. Allow AI to lift the strain of finances during the college admission process. AI such as Chat GPT and Google Gemini can burst open doors for parents, students, high school college admission counselors, during this process. Learn how to find scholarships, grants, community awards, at a fraction of the time. Learn 24+ killer prompts to give AI to get the best results. Get specific financial aid info from the university of your choice. Preethi Fernando is the author of “Free Money: A Guide to Financial Aid, Scholarships, and Grants.”

Watch Video: https://youtu.be/43VaxnI9P7E

Toxic people play emotional hostage, mind games. The emotional, mental, financial drain caused by a toxic person is like a leaky faucet, slowly and silently getting bigger and more destructive. Bullying, narcissistic behavior, controlling, lying, manipulation, pitting one against the other, silent treatment, cunning behaviors, withholding recognition, blame, are toxic behaviors that can drag us down like a sea anchor and eat into every area of our lives. Stop trying to change the toxic person. Start changing yourself. Learn how to be calm when the toxic person pushes your buttons. Find peace of mind, increase your productivity, and live stress free, as you master the life skills for living for working with a toxic person. Preethi Fernando is the author of “You Got This- How to Work with Toxic People.” Preethifernando.com

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.  

Watch Video: https://youtu.be/43VaxnI9P7E

Toxic people play emotional hostage, mind games. The emotional, mental, financial drain caused by a toxic person is like a leaky faucet, slowly and silently getting bigger and more destructive. Bullying, narcissistic behavior, controlling, lying, manipulation, pitting one against the other, silent treatment, cunning behaviors, withholding recognition, blame, are toxic behaviors that can drag us down like a sea anchor and eat into every area of our lives. Stop trying to change the toxic person. Start changing yourself. Learn how to be calm when the toxic person pushes your buttons. Find peace of mind, increase your productivity, and live stress free, as you master the life skills for living for working with a toxic person. Preethi Fernando is the author of “You Got This- How to Work with Toxic People.” Preethifernando.com