True Story: My mother was diagnosed with Covid-19 so bad that her oxygen level was literally 58%. We took her by ambulance to the hospital. She was in Intensive Care for 2-1/2 weeks and hospitalized for another 2-1/2. While she was there, we had to take in her mail, water her plants, make sure the pool was at the correct level because it was summer and she had a slow leak, pay her bills - basically handle all of her affairs. Before her hospital release my siblings and I realized that she is going to need a nurse because she was so weak she couldn’t be left alone. All of us work, have children, pets and homes of our own to maintain. But we knew we couldn’t leave her alone. Trying to find a nurse at that time was impossible! Bear in mind that all four siblings are self employed - there is no family leave, vacation days or sick pay here. If we’re not on the job, the business doesn’t run, period! What did we do? As if by some miracle - we found out that my mother had a Benefit Plan that covered all of this. Because of that we were able to hire a Private Nurse and take turns cooking her healthy meals and spending time with her (after work). It was because of this incident and her policy that I literally got my license so that I could advocate for these products. Having the right protection plan in place for the unexpected can make all the difference. Topics to be discussed: Accident/Sickness/Disability/Critical Illness/Cancer and Life Insurance Policies

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.  

Retirement planning does not have to be overwhelming.  This class helps you figure out exactly how much you need saved to retire comfortably and provides actionable strategies to make it happen.  Whether you're new to saving or need a refresher, you will walk away with tools to turn your goals into reality.  

What are annuities? Why do people invest in them? What kinds of guarantees can they provide? What different kinds of annuities are available? What are the pro’s and con’s of owning them? What role can they play for retirees or those approaching retirement? Chartered Financial Consultant ® Jason Myers will explore these questions and more in this education – only presentation. Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through Silver Grove Advisory Services, a registered investment advisor. JBM Health & Wealth Consulting, LLC and Silver Grove Advisory Services are separate entities from LPL Financial.

Medicare is confusing!  What are parts A, B, C & D?  When do I have to enroll?  What will I pay?  What are Medicare Advantage Plans and Medicare Supplement Plans?  What about late enrollment penalties?  What kind of plans might work best for me?  Join Jason Myers, owner of JBM Health & Wealth Consulting, LLD who will help you understand how the Medicare program works and will provide a general overview of the variety of Medicare insurance products that are available to beneficiaries.  

Retirement planning does not have to be overwhelming.  This class helps you figure out exactly how much you need saved to retire comfortably and provides actionable strategies to make it happen.  Whether you're new to saving or need a refresher, you will walk away with tools to turn your goals into reality.  

Join Financial advisor and long-term care educator Les Robinson to learn and understand the issues and impact on your money, income, and home of Medicaid and nursing home risks.  During this informative class, Les will discuss: Understanding the effects of Market downturn and inflation on retirement and care • Evaluating the impact extra fees will have on retirement and your Care Plans • Learn about tax saving on retirement and plan of care • Understanding the financial impact of your plan on your spouse, children, and grandchildren • Learn how to develop a comprehensive and successful plan for your money and care • Longevity insights for enhanced retirement • Plan for the expected and unexpected in your life.

Join Retired New York State Trooper John Campanella and learn how to be aware of the various scams and frauds in today’s world.  Bring your questions!